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Workers comp research guide

MMI settlement calculator

Use an MMI settlement calculator to see how maximum medical improvement fits into the timing of a workers comp settlement discussion.

Timing lens

See what changes around MMI

MMI is a medical milestone. Use this view to separate a ready-to-rate claim from one that still needs treatment or a final report.

More medical clarity needed
Claim timeline

A settlement can involve disputed issues before MMI, but settling early may affect future treatment and rating questions.

MMI planning range

Estimated range

$20,880to$31,320

Midpoint $26,100

Weekly benefit

$600

Rating weeks

32

Temporary benefits

$7,200

Permanent benefits

$18,900

Future medical

$0

Weekly cap used

$1,200

Treat this as an early planning figure until MMI and the rating are confirmed.

This is an educational estimate. State rules, caps, medical evidence, attorney fees, and future care can change the result.

Maximum medical improvement, or MMI, is a medical milestone rather than a dollar amount. This workers comp settlement calculator can help you explore a planning range, while the guide explains why the MMI date and final rating matter.

Use every figure as a starting point. Benefit caps, scheduled losses, deadlines, medical evidence, and settlement terms vary by state and by claim.

MMI planning examples

An MMI date can change which medical evidence is available and when a permanent rating is considered final. It does not guarantee that a claim should settle.

Body partExample ratingIllustrative range
Back5–15%$8k–$36k
Shoulder5–25%$8k–$60k
Knee5–30%$8k–$72k
Wrist3–20%$5k–$48k

Can I settle before MMI?

Some claims discuss partial or disputed issues before MMI, but settling too early can make future treatment and rating questions harder to resolve. Ask a qualified professional about the risks for your state.

Try the workers comp settlement calculator

MMI facts to confirm before discussing settlement

  1. Record the MMI date and whether additional treatment could change the rating.
  2. Ask who issued the final report and whether work restrictions are documented.
  3. Do not trade away future care until the treatment plan and rating questions are clear.