Does this calculate a settlement?

No. Weekly wage-loss benefits are different from permanent impairment awards, medical coverage and any settlement. This tool does not combine them into a settlement price.

Can I enter my gross weekly wage?

No. This tool uses WSIB-defined net average earnings after the board’s adjustments and applicable insurable earnings limit. Obtain the assessed net amount from the board or decision letter.

Does it include non-economic loss benefits?

No. Non-economic loss for permanent impairment is a separate WSIB assessment. This calculator estimates only the standard weekly loss-of-earnings formula.

Do you save the earnings I enter?

No. The calculator runs in your browser. You do not need an account, and you should not enter a name, claim number or personal medical records.

Which rules should I verify before using the result?

Check the earnings assessment, applicable benefit period, statutory maximum and minimum, work capacity and the official claim decision. The responsible agency determines eligibility.

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Workers comp research guide

Ontario WSIB benefits calculator: loss of earnings

Estimate Ontario WSIB loss-of-earnings benefits at 85% of board-defined net earnings loss. Check the earnings limit, current income and your WSIB decision.

Local benefit calculator

Ontario WSIB loss-of-earnings calculator

Estimate 85% of the difference between board-defined pre-injury and current weekly net earnings. Amounts are in CAD.

Pre-injury weekly net earnings (CAD)Use the net earnings determined by the board, after its tax and contribution adjustments and insurable earnings limit. This tool does not convert gross pay to net pay.Current weekly net earnings (CAD)

Percentage × max(0, pre-injury net earnings − current net earnings). Use board-assessed earnings and earning capacity; gross wages are not interchangeable with net earnings.

Estimated weekly wage-loss benefit

CA$850.00

Formula percentage: 85%

The earnings inputs must already reflect the board’s maximum insurable earnings. A low-income minimum or a special board decision can change the result.

Standard net earnings-loss formula for accidents from 1 January 1998. WSIB determines earnings and earning capacity, return-to-work requirements, minimums and entitlement. It is not a permanent impairment award or a settlement.

For accidents from 1 January 1998, WSIB generally pays 85% of the difference between pre-injury net average earnings and net earnings after the injury. The board determines the earnings basis and any earning capacity. Maximum insurable earnings and low-earnings minimums can affect the amount. Enter board-adjusted net figures; this tool does not calculate Ontario income tax or a permanent impairment award.

This tool estimates selected wage-loss benefits only. It excludes permanent disability awards, medical care and settlements. Verify eligibility and the earnings decision with the responsible agency.

Formula and earnings basis

Examples assume eligible earnings of 1,000 and no current earnings. Australian examples are before a statutory maximum; Canadian examples assume board-adjusted net earnings. These are weekly benefits, not settlement values.

Period / categoryStandard percentageWeekly example

Standard loss of earnings85% of net earnings lossC$850

Current net earnings of C$40085% × (1,000 − 400)C$510

Benefit calculation questions

Does this calculate a settlement?: No. Weekly wage-loss benefits are different from permanent impairment awards, medical coverage and any settlement. This tool does not combine them into a settlement price.
Can I enter my gross weekly wage?: No. This tool uses WSIB-defined net average earnings after the board’s adjustments and applicable insurable earnings limit. Obtain the assessed net amount from the board or decision letter.
Does it include non-economic loss benefits?: No. Non-economic loss for permanent impairment is a separate WSIB assessment. This calculator estimates only the standard weekly loss-of-earnings formula.
Do you save the earnings I enter?: No. The calculator runs in your browser. You do not need an account, and you should not enter a name, claim number or personal medical records.
Which rules should I verify before using the result?: Check the earnings assessment, applicable benefit period, statutory maximum and minimum, work capacity and the official claim decision. The responsible agency determines eligibility.

Try the benefit calculator

Verify these facts with the scheme

Use the earnings basis recorded by the agency for this claim.
Confirm the payment period and current-earnings or earning-capacity adjustment.
Apply the statutory limits, eligibility rules and official decision for your claim.